Which title arrangement is typically used by married couples in Delaware?

In Delaware, the typical title arrangement used by married couples is tenants by the entirety. This form of ownership is specifically designed for married couples and offers several benefits. One of the primary advantages is that it provides a right of survivorship, meaning that if one spouse dies, the surviving spouse automatically acquires full ownership of the property without the need for probate.

Another key feature of tenants by the entirety is that it creates a greater protection from creditors. Generally, creditors can only claim against the individual spouse's interest in the property, and they cannot force the sale of the property to satisfy debts of one spouse alone. This arrangement effectively shields the marital property from the individual liabilities of either spouse.

This type of ownership emphasizes the unity and shared rights of the spouses, reinforcing the concept of the property being jointly owned and managed as part of the marital relationship. The other forms of ownership mentioned, such as joint tenants or tenants in common, do not provide the same level of protection and survivorship rights that tenants by the entirety does. Moreover, tenants in severalty denotes sole ownership, which does not apply to married couples looking to hold title together.