What program is offered for free by the Delaware Community Reinvestment Action Council?

The Delaware Community Reinvestment Action Council offers Borrow $mart seminars as a program designed to educate consumers about financial literacy, budgeting, and credit. These seminars are particularly beneficial for individuals looking to improve their understanding of personal finance and home buying processes. The focus on providing this educational program for free highlights the council's commitment to promoting financial empowerment within the community.

In contrast, options such as loan modification services, no-cost refinance programs, and tax credits typically involve more direct financial assistance or specific eligibility criteria, rather than educational resources aimed at improving financial knowledge and consumer skill sets. Thus, the emphasis on education through the Borrow $mart seminars distinguishes it as the correct choice in this context.